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Heath Care Pricing Transparency and Consumer Rights: Health insurance cost estimator

Your health insurance website's cost estimator


Check your patient portal for a price estimate database.  Try entering a medical billing code or the name of a test, procedure or service. For assistance, call the customer service phone number listed on your insurance card.

You may want to compare the insurance-negotiated rates with cash prices accepted by providers.   Cash prices might be higher or lower than the insurance company's contracted rate (allowed amount).  If the cash price is lower, and you're far from meeting your deductible and close to the end of the calendar year, you might weigh the pros and cons of using the cash price rather than insurance negotiated rate.